Ham Mods

If you are looking for a good loan modification to lower your mortgage payments, look no further. You can’t get better than this! Zero upfront fees. You don’t have to pay until your loan mod is totally completed.

As you probably know, there are many choices for a loan modification out there. Some have attorneys, some have “expert” underwriters and some have no licensing at all and are just out to make a quick buck. You need to be carefull who you choose these days.

Many companies are still charging an upfront fee and some of them don’t even try to pre qualify you before they take your payment in full. I’d be very wary of this, you never know what can happen and if your loan modification is denied, you probably just lost your money.

Well, there is a better way. There is a company out there that is properly licensed, has a long track record of success and won’t charge you a penny. Ok, they only charge you after your loan mod is completed! That’s not a misprint. They are a results oriented company that believes you should only have to pay for something when you get something. That something just happens to be lower monthly payments.

They also have instant loan modification programs with several major lenders.  If you qualify, you can get your loan modification completed in about 7 days!

On top of that, they are real experts at qualifying homeowners for the Obama mortgage plan (or HAM program).  With this program, your monthly payments cannot exceed 31% of your net monthly income, which includes property taxes.  This can drastically reduce your mortgage payments.  For those of you who are late on your payments, when this plan is put into action it will freeze your mortgage for 3 months so you cannot be foreclosed upon while your loan modification is being worked out.

There are over 6 million homeowners in the United States 60 days late or more right now on their mortgage payments.  There have been less than 300,000 modifications using the Obama mortgage plan.  This is because the guidelines are strict and you have to know what you are doing to get approved.  You only get one shot to modify your loan, so this is where you will want to have representation on your behalf and make sure you get accepted into this program.

If you would like more info on getting your loan modification without paying upfront fees, just visit the links below right now.

About the Author:

To see if qualify for a loan modification, just visit loan modification or mortgage loan modification . Just fill out the form to see if you qualify! They have instant loan modification programs available and they are experts and qualifying homeonwers for the Obama mortgage plan with rates as low as 2%. In many cases you can find out your new payment and interest rate before you decide to move forward!

Article Source: ArticlesBase.com – Loan Modification – With No Upfront Fees!

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HOME COOKING: TGI Friday's Restaurant The best recipes you can cook at home – Wings of TGI Friday's Buffalo and baked potato skins – chocolate cake malted

Since opening in 1965, TGI Friday's Restaurant celebrated its behalf, "Thank God it's Friday!"

With good food like their Pecan-Crusted Chicken Salad, Strawberry Fields Salad with Chicken, Grilled Cedar Salmon Salad, Jack Daniel's Pulled Pork Sandwich, Jack Daniel's Chicken Breast Dinner, Wings, not to mention his famous baked potato with skin, Friday has become a great place for family gatherings or romantic.

In 1973, Newsweek reported: "It all started modestly enough. A New York single seller of perfumes of the city named Alan Stillman decided that the coolest way to meet the hostesses in their neighborhood would be to buy a broken beer joint, jazz with Tiffany lamps and mod young waiters and Christen – With an eye toward attracting the career crowd – the TGIF (Thank God It's Friday) crowd.

"Within a week, police had to ring Friday (As it quickly became known) with barricades to control the nightly hordes of young singles. Hundreds of blatantly imitative emporiums soon opened its doors in scores of major cities – and an industry was born. "

In 1982, travel writer assistant, Judy Williamson, reported that "TGI Friday's is the great father of the singles bars … places come and go, but that lasts from Friday."

Then, as Nation's Restaurant News said: "The 1980 has changed the market, giving romantic affairs to family matters."

The menu offers recipes from America and has a special selection of pickled foods with 'salsa-flavored liqueur Jack Daniels.

>>> So if you want to prepare a delicious meal to impress family, friends or even a hot date – maybe someone you met on a dating site – here are TGI Friday's most popular recipes of all …

- TGI Friday's Buffalo Wings -

15 fresh chicken wings (about 3 pounds) Note: If you want to use frozen chicken wings on the other hand, do not thaw. cherry tomatoes, for garnish

carrot, cut into sticks as a side dish

celery, cut into sticks, for garnish

blue cheese to dip in. ..

>> Salsa:

1 / 4 cup tomato sauce

2 tablespoons salsa

1 tablespoon Worcestershire sauce

2 teaspoons canola oil

2 teaspoons garlic salt

1 Line a large roasting pan with a rack with paper on the bottom to catch drippings.

2 Place the oven rack 3-4 "from heat source and turn on the grill.

3 Cut each wing into three pieces, a mini drummette, a protruding part of the wing, a wing and pointed tip-dispose the wing tips. 4 Combine sauce ingredients in a large bowl, then dump in the chicken and toss to coat well.

5 Place chicken pieces in broiler rack, reserving the sauce in the dish.

6 cook for 12 minutes, then turn over the chicken and brush with reserved sauce.

7 broil another 8-10 minutes or until chicken is golden and cooked.

8 Place the cooked chicken in a mound on a plate.

9 Surround the chicken with carrots, celery sticks, tomatoes cherry, and a small dish of blue cheese dressing on the side. 10 Count in 30 parts frozen, pre-cut wing and cover with sauce.

Bake 11 (instead of grilling) in lined broiler pan at the temperature suggested on the package of chicken wings for the time indicated for that amount of chicken in its package, it is likely greater than the time for grilling of cool. 12 Brush with reserved sauce halfway through baking time.

13 Garnish with the above.

- Skins TGI Friday's Baked Potato –

5 skins of baked potatoes, cut in half (empty most potato)

1 tablespoon melted butter

seasoning salt

1 green onion, minced

1 / 2 cup fried bacon, diced (about 5 strips) 3 / 4 cup cheddar cheese, grated

Preheat oven to 375f.

shells Brush potatoes with melted butter and sprinkle over the whole season to taste and bake for 15-20 minutes until crisp but not dry and hard.

Remove and sprinkle with cheese, bacon and onion, place back in oven until cheese is melted.

Serve with sour cream.

For a little variety try Ranch.

- TGI Friday's Sex on the beach drinking -

3 / 4 ounce vodka

3 / 4 ounce of Midori melon liqueur

3 / 4 ounce Chambord raspberry liqueur

1 1 / 2 ounces pineapple juice

1 1 / 2 ounces of juice Cranberry

Directions: Simply pour over ice and serve!

Or try …

- Friday lemon Chicken scaloppine TGI –

2 1 / 2 pounds chicken breasts (pounded thin)

2 fluid ounces olive oil

8 oz mushrooms sliced

2 lemons (half)

4 oz of liquid whipping cream

4 artichokes 4 teaspoons parsley

20 oz pasta angel hair, cooked al dente fried bacon 8 tablespoons

4 tablespoons fried capers

>> Lemon Sauce

1 tablespoon fresh lemon juice

A fourth chablis

3 tablespoons butter

1 quart heavy cream

1 tablespoon thyme

1 teaspoon salt

1 teaspoon pepper

1 For the chicken: Heat a saute pan over medium heat. Pour oil and heat.

2 Add the chicken pieces to skillet and sauté on each side for a minute (or until no longer pink).

3 Add sliced mushrooms to skillet and saute with chicken for an additional minute. When the mushrooms are cooked, squeeze the juice from the lemons in the skillet and coat chicken with juice (ensure there are no seeds).

4 Add the cream to the skillet and stir to incorporate.

5 Add the lemon sauce and stir to incorporate NO RETURN TO HEAT / FLAME!

>> FOR THE LEMON SAUCE: Boil Chablis to reduce to 2 cups.

1 Add the juice lemon and butter and melt slowly.

2 Add the whipping cream and simmer over low heat until thick.

Add spices and let cool to room temperature.

>> TO SERVE: In a large bowl, turn the dough into a nest.

Sprinkle the pieces of chicken on the pasta and pour the remaining contents of the pan over and around chicken. Then spread the artichokes, pancetta and capers over the entire plate. Garnish with chopped parsley.

- TGI Friday Malted Chocolate Cake -

1 cup oil, plus

3 tablespoons oil

1 / 2 cup milk, plus

2 tablespoons milk

1 / 2 cup plain yogurt

2 tablespoons plain yogurt and

2 eggs large

1 tablespoon vanilla extract

3 cups granulated sugar

3 cups flour

3 / 4 cup cocoa powder, sugar

and unsweetened cocoa powder 1 tablespoon 1 1 / 2 tablespoons baking soda

1 / 4 teaspoon salt

1 1 / 4 cups boiling water

>> Malta Frosting:

12 oz chocolate chips semi-sweet cream 1 liters

1 1 / 4 cups malted milk instant powder

1 / 3 cup sugar 4 ounces cream cheese softened

1 teaspoon pure vanilla extract

>> Frosting:

Melt a package of 12 ounces of semisweet chocolate chips in a saucepan over low heat, stirring constantly.

Set aside to cool.

Whip cream and malted milk powder in an electric mixer on high until stiff but not dry, about 2 minutes and cooled 30 minutes.

Whip sugar, softened cream cheese and vanilla extract in separate bowl until creamy, about 2 minutes, scraping bowl frequently.

Add melted chocolate chips and beat 1 minute more.

Add half the cream mixture of malt and beat until uniform color. Fold in remaining mixture of malt-cream by hand until the deck is uniform in color.

Refrigerate at least 2 hours before icing cake.

>> FOR THE CAKE: Preheat oven to 300 degrees F.

Prepare 3 9-inch cake pans with butter and flour and line with parchment or waxed paper.

Set aside.

Beat oil, milk, yoghurt, eggs and vanilla with an electric mixer until well blended, about 2 minutes.

Sift sugar, flour, cocoa powder, baking soda and salt in separate bowl.

Add slowly 1 / 3 of the dry ingredients to milk mixture and beat until well blended.

Whisk in 1 / 3 of boiling water.

Then add another third of the dry ingredients and beat until well blended, then beat in another third of water.

Add remaining dry ingredients, beating well, then add the remaining water and beat until well blended.

Scrape the mixing bowl frequently.

Pour the same amount of mass into prepared pans.

Bake until toothpick inserted in center comes out clean, 45-55 minutes.

Cool on a rack in pans for 15 minutes, then remove cake from pan, remove the paper, and continue to cool completely.

top of an icy layer of malt meringue, then place a second layer on top and frost; top with third layer and frost tops and sides. Refrigerate 2 hours before cutting.

Digging In place and Enjoy!

A graduate of the Culinary School Course Holland, Brian Alan Burhoe has cooked in restaurants Atlantic for over 30 years. Member of the Federation of Canadian cuisine. Brian papers reflect his interests in food service, dreamstudy, imaginative literature and our best friends – our dogs.

Its home page is a CULINARY MYSTERY TOUR – A literary chef. His articles have been reproduced in numerous websites and blogs culinary, including the popular Romantic Relationship Site WUVING.com .

TGI Friday's Restaurant & Food Fun Facts:

– TGI Friday's is the inventor of the famous Loaded Potato Skins. They served Loaded Potato Skins enough that if placed end to arrive from Anchorage to Dallas.

– TGI Friday's was the first casual restaurant chain to offer stone-ground whole wheat bread, avocados, bean sprouts and Mexican food.

– In 1973, the TGI Friday's restaurant Gallery opened in Houston. Seven astronauts, led by Alan Shepard, attended grand opening of the restaurant.

– His latest TGI Friday's Menu items include:

Great Mex Burger – A juicy burger topped with roasted poblano chile, melted cheese, black bean and corn pico de gallo, lettuce and spicy chipotle mayonnaise, served with fries.

Teriyaki Bacon Burger – a juicy burger basted with teriyaki soy glaze sweet and covered with five-spice pork, melted cheddar cheese, grilled pineapple, fresh lettuce, crispy noodles and peanut sauce, served with fries.

Honey Mustard Chicken Sandwich – a grilled chicken breast topped with rich fire melted Swiss cheese, fresh lettuce, sliced tomato and crisp bacon on toast on Ciabatta with an area of gentle warmth of honey mustard, served with a choice of one side piece.

Last Sicilian Chicken Sandwich – A sandwich of layers piled high with juicy chicken breast, pepperoni, ham and melted provolone cheese served open face with lettuce, bruschetta mix, shaved Parmesan and a drizzle of house vinaigrette, served with a choice of one side piece.

Sizzling Chicken Parmesan crust – Two chicken breasts sautéed with parmesan crust-topped with a touch of Caesar and presented on a sizzling skillet with melted cheese and freshly prepared mixture Bruschetta with a side of angel hair pasta topped with Roma tomatoes, spicy, basil marinara and garlic.

Sizzling Chicken Mexicali – Two seasoned chicken breast with sautéed juicy perfection and served sizzling in Mexico cheese with roasted poblano chile, green onion, and pico de gallo and slow cooked rice jasmine coconut, diced pineapple, onion, red pepper, cilantro and green onion.

Italian Wedge Salad – Crispy lettuce drizzled with house vinaigrette and topped with fresh bruschetta mix and shaved Parmesan.

Southwest Chicken Quesadilla – chicken stuffed with spicy chipotle in a crispy tortilla with melted Monterey Jack and Cheddar cheese, served with roasted salsa, pico de gallo, lettuce, sour cream and chopped cilantro on hand.

About the Author

A Graduate of the Holland College Culinary Course, Brian Alan Burhoe has cooked in Atlantic Coast restaurants for over 30 years. He is a member of the Canadian Culinary Federation. His articles reflect his interests in food service, dreamstudy, imaginative literature and our best friends — our dogs. His Home Page is A CULINARY MYSTERY TOUR – A Literary Chef